- 如何用好虚拟银行卡系列
- 《虚拟银行卡使用场景与消费陷阱》
- 《Wise：如何开通虚拟银行卡与实体银行卡》
- 《Wise虚拟卡：成功订阅DeepL 尽享高效翻译》
- 《借助Quppy中转 Wise注册与入金激活》
- 《Wise/Duppy Pro/Onekey费用对比》
与其他光怪陆离的虚拟银行卡相比，Wise国际借记卡算得上一股清流了。由于持卡成本较低，如果有购买和订阅国外App或服务的需求，不妨持有一张。
不过，就像大多数金融服务一样，中国大陆用户用起来并不美好，虽然可以开通多个外币账户，有自己的iBan和Swift/Bic代码。但Wise向其他国家提供的虚拟卡和实体卡服务，却暂未向中国大陆用户开放。
不过现在已有了解决办法：先以真实的中国大陆身份资料注册Wise，账户入金验证激活后，再将居住地资料改为支持申请银行卡的国家即可。
开通的国家：英國、澳洲、新加坡、馬來西亞、日本、巴西或加拿大等
这种方法在之前是不可行的，一则中国大陆用户无法更改居住地，二则更改其他居住地也会被要求提供真实的居住证明。但现在Wise似乎开放了这个限制：在2023年年中时，可以通过Wise App自由更改申请；到了2023年末，我在App端更改居住地后无法申请，但在网页端申请成功。
【一个用户可以申请1张实体卡和3张虚拟卡】
鉴于这种限制不知是暂时放开，还是会随时关闭。有能力又有兴趣的朋友不妨申请一下，只要你有中国护照，其他条件都不是问题。
已经注册但还有申请银行卡的朋友可以参照以下流程，仅以网页端为例，非常简单：
1、更改资料
点击右上角头像，点击“资料”
2、更改国家和地址
关于选择国家：建议在澳大利亚、新西兰、日本、新加坡、马来西亚和加拿大之间选择。这些国家对首次申请wise卡的个人用户提供国际快递服务。也就是说，如果你没有国外地址，又不想用转运服务，可以填写国内地址直邮回国。
关于地址：填写这个地址是不需要居住证明的，所以可以借助Google地图。我则是填了一个英国转运仓库的地址。另：居住地址和邮寄地址都是单独填写的，不用担心无法更改。
3、申请银行卡
点击“申请一张新卡”，按流程走完即可。
虚拟卡即刻就可以开通，如果是实体卡，可以留意以下几点：
- 实体卡分为普通卡和环保卡，普通卡2.5英镑，环保卡4.5英镑。其他国家汇率有差别，但价格差别不大。
- 邮寄方式分为平邮和快递：平邮免费，快递一般是DHL。平邮到国内容易丢件，建议选快递。因为我走的是转运，如果直邮价格过高，可以考虑转运。
- 虚拟卡和实体卡都可以绑定支付宝/微信/Apple Pay/Google Pay等。没有“数码收藏癖”的朋友，其实用虚拟卡就好了，省心省钱。
据说Wise实体银行卡绑定支付宝后首次消费，会要求提供实体卡照片验证真实性……这些只有等实体卡寄到后再说了。这些常规问题其实无须担忧，只要你用真实信息申请，合法合规用卡，万事都有客服可以解决。
想要注册wise的朋友可以考虑下我的邀请链接，这样我们双方都有汇款优惠，双赢～
- Wise：注册链接
整理的一些工具，需要的可以看看
一、创建纯净的网络环境
1、指纹浏览器： 注册链接， 邀请码：u73626Nx
2、住宅IP：注册链接
3、让国内手机支持eSIM： 注册链接 优惠码：playsoul
二、可用护照申请的境外银行卡
1、Wise：注册链接
注册和入金教程：https://dlj.playfulzone.top/6tuvu4
2、N26：注册链接 邀请码：jinglonj3130
三、数字货币交易平台
1、币安：注册链接
2、Bybit：注册链接 邀请码：R3PMVVV
四、自用VPS
1、无限流量
2、10美元3T流量
3、优质线路
4、解锁流媒体
五、其他使用工具
个人流媒体拼车（Telegram）：@playfulsoulnet
奈飞等流媒体/AI拼车平台：9折优惠码：playful
Its such as you learn my thoughts! You seem to understand a lot approximately this, such as you wrote the e-book in it or
something. I think that you just can do with a few % to force the message
home a bit, however other than that, that is great blog.
A fantastic read. I will certainly be back.
Hi, Neat post. There is an issue along with your web
site in web explorer, may check this? IE nonetheless is the market leader and a
big portion of people will omit your wonderful writing due to this problem.
Your style is unique in comparison to other people
I have read stuff from. Thank you for posting when you’ve got the opportunity, Guess I’ll just bookmark this
blog.
Thank you for another excellent post. The place else could anyone
get that kind of info in such a perfect manner of writing?
I’ve a presentation next week, and I’m on the look for such info.
Thankfulness to my father who told me about this blog, this web site is genuinely amazing.
I am regular reader, how are you everybody? This paragraph
posted at this web page is actually fastidious.
you are in reality a excellent webmaster. The web site loading pace is incredible.
It sort of feels that you’re doing any distinctive trick.
Furthermore, The contents are masterwork. you
have performed a wonderful process on this subject!
Right here is the perfect website for anybody who would like to find out about
this topic. You know so much its almost hard to argue with you (not that I
really would want to…HaHa). You certainly put
a fresh spin on a subject that’s been discussed for ages.
Great stuff, just excellent!
The other day, while I was at work, my sister stole
my iphone and tested to see if it can survive
a 25 foot drop, just so she can be a youtube sensation. My apple ipad is
now destroyed and she has 83 views. I know this is totally off topic
but I had to share it with someone!
Wonderful goods from you, man. I’ve understand your stuff previous to and you are just too fantastic.
I actually like what you’ve acquired here, really like what you are stating and the
way in which you say it. You make it entertaining and you still care for to keep it smart.
I cant wait to read much more from you. This is actually a tremendous website.
No matter if some one searches for his required thing,
thus he/she wants to be available that in detail, thus that thing
is maintained over here.
Hi, i read your blog occasionally and i own a similar
one and i was just curious if you get a lot of spam comments?
If so how do you stop it, any plugin or anything you can advise?
I get so much lately it’s driving me mad so any help is very much appreciated.
Excellent blog here! Also your site loads up very fast! What web host
are you using? Can I get your affiliate link to your host?
I wish my website loaded up as fast as yours lol
Definitely believe that which you stated. Your favorite justification appeared to be
on the web the easiest thing to be aware of. I say to you, I definitely get
annoyed while people think about worries that they plainly don’t know about.
You managed to hit the nail upon the top and defined out the whole thing without
having side-effects , people could take a signal.
Will likely be back to get more. Thanks
야코레드를 검색하기 전 알아야 할
주소모음·스트리밍 사이트 관련 주의사항, 저작권·개인정보·디지털 성범죄 위험, 안전한 콘텐츠
이용 기준을 정리했습니다.
소액결제현금화 키워드에 대한 정보를 제공합니다.
휴대폰 소액결제의 개념, 한도 운영 방식,
통신요금 청구 구조, 이용 전 확인사항 및 자주 묻는 질문을 확인해보세요.
Greate post. Keep posting such kind of info on your blog. Im really impressed by it.
Hello there, You have done a great job. I’ll definitely digg it and
in my opinion suggest to my friends. I’m sure they’ll be benefited
from this website.
Wonderful article! We are linking to this great post on our website.
Keep up the great writing.
Informative article, just what I wanted to find.
Great delivery. Sound arguments. Keep up the amazing spirit.
Great article.
Its like you read my mind! You seem to know a lot about this, such as you wrote the ebook
in it or something. I feel that you simply can do with some p.c.
to force the message house a bit, but instead of that, this is excellent blog.
A great read. I’ll definitely be back.
Excellent article. I am experiencing a few of these
issues as well..
When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment
is added I get several emails with the same comment.
Is there any way you can remove people from that service?
Cheers!
소액결제현금화 키워드에 대한 정보를 제공합니다.
휴대폰 소액결제의 개념, 한도 운영 방식, 통신요금
청구 구조, 이용 전 확인사항 및 자주 묻는 질문을 확인해보세요.
Hi! I just wanted to ask if you ever have any issues with hackers?
My last blog (wordpress) was hacked and I ended up losing a few months of hard work due to
no backup. Do you have any solutions to prevent hackers?
It’s fantastic that you are getting thoughts from this
piece of writing as well as from our discussion made at this time.
소액결제현금화 검색 전 반드시 알아야 할 휴대폰 소액결제 구조, 위험성, 수수료 부담, 미납 문제, 피해 예방 방법과
합법적 대안을 정리했습니다.
급하게 현금이 필요한 순간, 소액결제 현금화를 안전하게
이용하는 방법을 안내합니다. 실제 이용 기준으로 수수료, 절차, 주의사항까지 빠르게 확인하세요.
you are really a good webmaster. The website loading
velocity is amazing. It kind of feels that you are
doing any unique trick. Also, The contents are masterwork.
you have done a wonderful activity in this matter!
Peϲuliar artiⅽle, totally what I needed.
Here is mｙ site :: fintechbase
You can certainly see your skills in the article
you write. The arena hopes for even more passionate writers like you
who are not afraid to mention how they believe. At all times go after your heart.
신용카드현금화의 정확한 금융적 의미와 작동 원리를 분석합니다.
단기 및 장기카드대출, 포인트 현금화 등 합법적인 신용카드한도현금화
방법 4가지와 DSR 관리, 신용점수 방어 노하우까지
금융 전문가의 심층 가이드를 확인하세요.
I am sure this article has touched all the internet users,
its really really nice article on building up
new website.
Explore trusted information about casino, casino NL, casino Nederland,
and the casino Netherlands market, including online gaming insights, responsible gambling
practices, licensing information, and the latest
trends for Dutch casino players.
오피뷰는 지역별 정보, 후기 확인 기준, 업데이트 여부, 개인정보 보호 팁을
한눈에 정리한 안내형 플랫폼입니다.
처음 방문자도 오피뷰 활용법을 쉽고 안전하게 확인할 수 있습니다.
주소모음에서 자주 찾는 사이트 주소를 한곳에 모아 정리했습니다.
즐겨찾기보다 편리하게 최신 주소를 빠르게 확인하고 안전하게 접속하세요.
It is in point of fact a nice and useful piece of information.
I’m glad that you simply shared this useful info with us.
Please stay us up to date like this. Thanks
for sharing.
Incredible points. Sound arguments. Keep up the amazing effort.
I’m truly enjoying the design and layout of your site.
It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often. Did you hire out a designer to create your theme?
Outstanding work!
Excellent beat ! I wish to apprentice while you amend your site, how could
i subscribe for a blog website? The account
aided me a acceptable deal. I had been a little bit acquainted of
this your broadcast provided bright clear idea
Hi, i believe that i saw you visited my web site so
i got here to return the favor?.I am trying to in finding
things to improve my website!I assume its ok to make use of a few
of your ideas!!
This is a topic that is close to my heart…
Take care! Exactly where are your contact details though?
Good blog post. I absolutely appreciate this
site. Continue the good work!
Everything is very open with a very clear description of
the challenges. It was definitely informative.
Your website is very helpful. Thank you for sharing!
Hey very interesting blog!
My family all the time say that I am killing my time here at web, however I
know I am getting knowledge everyday by reading such nice posts.
You actually make it seem so easy with your presentation but I find this topic to be really something which I think I would never understand.
It seems too complicated and very broad for me.
I’m looking forward for your next post, I will try to get the hang of it!
I’ve been browsing on-line greater than 3 hours these days, yet I
never discovered any attention-grabbing article like yours.
It is lovely worth sufficient for me. Personally, if all web owners and bloggers
made good content material as you probably did,
the internet will be much more useful than ever before.
I know this web page offers quality depending articles or reviews and additional stuff, is
there any other website which presents such
data in quality?